5 Steps to Protect Yourself From Becoming an Apple Pay Fraud Victim – StumbleUpon

Source: 5 Steps to Protect Yourself From Becoming an Apple Pay Fraud Victim – StumbleUpon

Interesting isn’t it? Apple stated that Apple Pay was more secure, yet it is marred by higher fraud rates than Google Pay and Samsung Pay. Apple blames the banks, but ultimately it is a failure of management to control this process. Apple seems to promise things that they don’t deliver on-like this.

Promising and not delivering is something Apple has had a problem with for years. A few years back  Apple claimed they didn’t get viruses, yet viruses, worms and more have always happened to macs. Then Apple started to do a limited amount of anti-virus but didn’t tell people about it. At that point, Apple stopped saying they are safe from viruses. Apple makes it seem that they are safe, but all the time there are vulnerable to problems.

Another example would be the Mac store. Recently it was found certificates in software were revoked due to an outdated security method and all that time they were not revoked the computers were vulnerable. Some issues have existed on Apple systems for years like Unix flaws, and that took years to discover them.

There are more examples where Apple dropped the ball, didn’t tell its users, and the customers suffered. It doesn’t say great things about being an Apple customer when you can’t trust the company who promised their system was safe. Yes nothing is a guarantee, but you shouldn’t promise what you can’t deliver.

One of the objections to this is that Windows or any software is going to have vulnerabilities, and that is the nature of software. That is a fascinating answer and ultimately a deception. Unix software has worked and been tested for several decades, and when apple changes the Unix foundation to replace it with an Apple “improvement” it causes problems.

For example, for a long time Apple used a specific way to get DNS and it had issues. They replaced it with an Apple software that really made it difficult to use in business. I had to work on those issues when this happened. Then Apple realized the error of their ways and replaced the older Unix software. Being a software company should be like being a doctor. “First do no harm”. You don’t replace software without extensive testing, which almost every company now doesn’t do. Apple used to be famous for not crashing, but it has crashed more in the past 5 years than it ever did before. Where is the quality?


American Express card is often spoofed

More so than any other credit card I have used, American Express is often spoofed. I received an email that looked like it came from Amex. I will paste it below.

Account Access Alert:

Important Alert Notification

Your Card Number Begining: 55XX

Dear Valued Client,

We have recently made some changes to make our Valued Customers happy with better security and more benefits for staying with us. All Customers are advised to Update to our new system procedures for total on-line access and benefits, All valid Card holders are to follow and comply with the given instructions below for our new system update.

By updating to our new system, You will be By passing back and forth secret information that only Valid card holders and us know, this way, you can feel protected and more secure with your on-line access. This is for our recognized Valued Users only.

All Valid Users are required to review needed information to reclude a recurrence of any future attention with card and on-line access.

To Start System update, we have attached an HTML Web Page.

Find below Attached for HTML Web Page
Download and Save it to your Personal Device Desktop
Go back to your Desktop to open the HTML Web Page
Complete System update by Filling your Information
We Thank you Valued Client for staying with us. We continue to serve you best.

American Express Cards
View Our Privacy Statement

Add Us to Your Address Book
This is a customer service e-mail from American Express. Using the spam/junk mail function may not block servicing messages from being sent to your email account. To learn more about e-mail security or report a suspicious e-mail, please visit us at americanexpress.com/phishing. We kindly ask you not to reply to this e-mail but instead contact us securely via customer service.

Copyright 2015 American Express. All rights reserved.


This was professionally designed with authentic Amex icons and photos. One of the major clues that it wasn’t Amex was a spelling mistake in the subject of the email. Of course saving the file to the desktop was also a sign that this was a hacking attempt. It makes sense that hackers would target Amex. I have seen them get used for companies more than other types of cards. So it would give a hacker a bigger payout than some random individual.

Of course I reported it to: